Terms of Use

These Terms of Use ("Terms") govern your access to and use of the Loan Direct USA ("Loan Direct," "we," "us") website and loan matching service. By using the site, you agree to these Terms.

Our service

Loan Direct is a loan matching service. We connect consumers seeking to consolidate credit card debt with participating third-party lenders. We are not a lender, broker, or financial advisor, and we do not make loans or credit decisions. Any loan you obtain is between you and the lender, under the lender's own terms and conditions.

No guarantee of matching or approval

Submitting a qualification request does not guarantee that you will be matched with a lender, receive a loan offer, or be approved for a loan. Loan amounts, interest rates, fees, and repayment terms vary by lender and depend on the lender's evaluation of your individual circumstances.

Not financial advice

Content on this website is provided for general informational purposes only and is not financial, legal, or tax advice. Consider your own circumstances, and consult a qualified professional if you need advice.

Eligibility

You must be at least 18 years old and a U.S. resident to use the service. By submitting a request, you represent that the information you provide is accurate and that you are submitting it on your own behalf.

Communications consent

By submitting your contact information, you consent to be contacted by Loan Direct and participating lenders by phone, email, or text message regarding your inquiry, as described in our Privacy Policy.

Acceptable use

You agree not to misuse the site, including by submitting false information, interfering with its operation, attempting unauthorized access, or using automated tools to scrape or harvest data.

Intellectual property

The Loan Direct name, logo, and all site content are owned by Loan Direct USA or its licensors and are protected by applicable law. You may not use them without our prior written permission.

Disclaimers and limitation of liability

The site and service are provided "as is" without warranties of any kind, express or implied. To the fullest extent permitted by law, Loan Direct USA will not be liable for indirect, incidental, special, or consequential damages arising from your use of the site or service, or from your dealings with any lender.

Changes

We may update these Terms from time to time. Continued use of the site after changes take effect constitutes acceptance of the updated Terms.

Contact

Questions about these Terms? Contact us at info@loandirectusa.com.